What Fees are Associated with The Investment Pot?

Investment Pots are free to set up. We charge a single annualised fee of 0.9% on the balance of your Investment Pot — there are no set-up, monthly, or transaction fees.

Unlike many other investment account providers for businesses, there is no set-up fee, monthly fee or transaction fee for transferring money into your Investment Pot. 

The annualised fee of 0.9% is calculated daily on the previous day’s closing balance. The daily fees accrued throughout the month are totalled on the last day of each month, then charged and deducted from your Investment Pot on the next business day. For example, on a £10,000 balance the daily fee would be approximately £0.25 (0.9% ÷ 365). 

Charged fees appear on your Investment Pot’s activity list once settled, so you can track what you have paid. Fees are deducted from the cash held in your Investment Pot first. If there is insufficient cash, we will instruct the Broker & Custodian (the regulated third party that holds your investments) to sell the minimum number of fund units required to cover the outstanding fees. Fees charged will be first deducted from any cash in your Investment Pot. If there is not enough cash in your Investment Pot, we will instruct the Broker & Custodian to sell the minimum required units to settle the outstanding fees.

For further details, see our Fees Policy for full details on how fees are calculated, applied, and may be updated over time.